Credit Card

Personal Cards

Cash Back Mastercard®

Annual Fee: $0
Interest Rate: 19.90%

Earn cash rewards for everyday purchases.

For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.

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Centra Gold Mastercard®

Annual Fee: $50.00
Interest Rate: 9.90%

A perfect balance of premium rewards and low rates.

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.

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Classic Mastercard®

Annual Fee: $30.00
Interest Rate: 11.90%

Credit card convenience. Simple, easy and smart.

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.

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FlexRate Mastercard®

Annual Fee: $40.00
Interest Rate: Variable; Prime Rate + 6.9% to 15.9% purchases and cash advance

Your card. Your rewards. Your way.

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the FlexRate Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

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Student Mastercard®

Annual Fee: $0
Interest Rate: 11.90%

Helping students build a strong financial future.

Whether you're looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There's no annual fee and most purchases are protected with an extended warranty. Using, building, and understanding credit couldn't be simpler.

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Travel Rewards Gold Mastercard®

Annual Fee: $99.00
Interest Rate: 19.90%

Your on-the-go travel companion.

The Travel Rewards Gold Mastercard is perfect for on-the-go lifestyles. From baggage coverage to emergency health coverage, you can travel with peace of mind. Plus, you'll earn rewards you can redeem for flights, hotel stays, cruises and more. It's the perfect card to get you there, and the perfect card to take along.

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US Dollar Mastercard®

Annual Fee: $50.00 USD
Interest Rate: 19.90%

Carry the card that's as rewarding as your US travel.

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

The US Dollar Mastercard requires a US chequing account.

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World Mastercard®

Annual Fee: $120.00
Interest Rate: 19.90%

A wide world of privileges.

The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

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Business Cards


Low Rate Business Mastercard®

Annual Fee: $25.00
Interest Rate: 12.90%

The practical solution for business purchases.

Keep costs down with the Low Rate Business Mastercard while streamlining expense reporting to help make budgeting easier.

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No Fee Cash Back Business Mastercard®

Annual Fee: $0
Interest Rate: 19.90%

The smart way to make the most of your company's purchases.

The No Fee Cash Back Business Mastercard allows you to earn cash back for the purchases your business regularly makes.

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Platinum Business Mastercard®

Annual Fee: $99.00
Interest Rate: 19.90% on purchases, 21.90% on cash advances

Elite privileges for your business.

Build valuable rewards for your business with the credit card that helps you conveniently manage business expenses.

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