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    As an Ontario Credit Union, we are regulated by the Financial Services Regulatory Authority (FSRA).

    FSRA also insures your deposits in Ontario credit unions.

    All deposits held in non-registered accounts in Canadian currency payable in Canada are covered up to $250,000.

    Insurable deposits held in registered accounts are FULLY insured with no limit on the maximum amount.

    What is covered under the $250,000 and is considered an insurable deposit:

    • Savings and chequing accounts
    • Term deposits
    • Money Orders
    • Funds in transit
    • Index-linked deposits (principle portion only)

    What has unlimited coverage:

    • Registered savings plans like RRSPs, RRIFs and RESPs
    • Tax Free Savings Accounts

    Separate coverage is provided for insurable deposits held in:

    • Join Accounts
    • Trust Accounts

    For further information on deposit insurance, please ask for a brochure at the credit union or visit FSRA's website at