A Registered Education Savings Plan is a great way to prepare for your children's post-secondary education.

There are two main types of RESPs:

Individual RESP Plan - can only have one beneficiary (child), who does not need to be related to the contributor (subscriber).

Family RESP Plan - can have multiple beneficiaries, who must be related by blood or adoption to the contributor.

The lifetime contribution for each child is $50,000 with no annual contribution limits.
The beneficiary must have a social insurance number (SIN) and be a Canadian resident.

The Canada Education Savings Grant (CESG) provides additional education funding. The lifetime CESG is $7,200 per beneficiary.
Additionally beneficiaries born on or after January 1, 2004 may apply for Canada Learning Bond (CLB).

To find out more about RESPs, please contact our Investment Department at
1-855-POLCU-CA ext. 8


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