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Registered Retirement Savings Plan

Focus on your future, today


Key Features


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Automate your saving strategy

Easily set up repeating contributions.

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Tax efficiency

Lower your taxable income and gain the benefits from tax deferred growth.

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Investment options

GICs, Index-linked term deposits and mutual funds available.

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Access funds early

Take advantage of government programs to help buy your home or upgrade education.


Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.


Frequently Asked Questions

No, you do not have to wait until retirement in order to withdraw from your RRSP. You can make a regular withdrawal, the Home Buyers’ Plan, or the Lifelong Learning Plan.

No, you cannot transfer funds from your RRSP into your Tax-Free Savings Account because the RRSP is a tax-deferred account and the TFSA is a tax-free account.

If it is a normal withdrawal, then you will be subject to income tax for the withdrawal you make.

You have to close your RRSP account in the calendar year you turn 71. It can be converted into a RRIF or converted to annuity or redeemed in full.

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Our Specialists are here to help!


Don't think this Account is for you? Take a look at our other options.

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Mutual Funds

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