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Line of Credit

Our Credit Union offers a suite of four line of credit products: Overdraft, Personal, Home Equity and Student Line of Credit. All of these products have available life and disability insurance coverage. Granting of a line of credit requires the submission of an application with all the pertinent enclosures and a credit check of the applicant.

Overdraft Line of Credit

The overdraft line of credit, available up to $3,000, offers convenient short term overdraft protection at an affordable cost.

Personal Line of Credit

The personal line of credit is available up to $25,000 and is intended not only for unplanned expenses but big-ticket item purchases and longer-term credit needs. This product offers competitive pricing on a Credit Union prime plus basis with the actual interest rate based on a member’s financial standing.

Home Equity Line of Credit

The home equity line of credit is a revolving line of credit secured by the equity in your home. Up to 75% of your home’s available equity can be accessed anytime, anywhere. This product offers a higher credit limit at a lower rate and is available from $50,000 and up. Initial setup of this product is subject to applicable legal and appraisal fees.

Student Line of Credit

Student Line of Credit can assist with the cost of attending a post-secondary educational institution, including community college, university, or technical school. Our Credit Union offers Student Line of Credit at very competitive interest rates: PRIME +1%. Granting of this line of credit requires the submission of an application with all the pertinent enclosures. A co-signer may be required.



Key Features


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A great rate

​You can benefit from low interest-only minimum payments every month, based on the current prime rate.
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There if you need it

You can repay it partially, completetly, and withdraw from it at any time without the need to re-apply, provide documents, or pay fees.
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Simple online convenience

​Withdraw funds, make payments and completely pay off your balance at any time.

Frequently Asked Questions


When you apply for the line of credit, we may perform a hard inquiry on your credit reports. This could temporarily lower your credit scores by a few points.

A credit line allows you to borrow in increments, repay it and borrow again as long as the line remains open. Typically, you will be required to pay interest on borrowed balance while the line is open for borrowing, which makes it different from a conventional loan, which is repaid in fixed installments.

Yes, you can pay off a Line of Credit early.


Don't think this Account is for you? Take a look at our other options.

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Home Equity Line of Credit

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Personal Loan