Signing Documents at a Meeting

LINE OF CREDIT

Line of Credit

Our Credit Union offers a suite of four line of credit products: Overdraft, Personal, Home Equity and Student Line of Credit. All of these products have available life and disability insurance coverage. Granting of a line of credit requires the submission of an application with all the pertinent enclosures and a credit check of the applicant.

Overdraft Line of Credit

The overdraft line of credit, available up to $3,000, offers convenient short term overdraft protection at an affordable cost.

Personal Line of Credit

The personal line of credit is available up to $25,000 and is intended not only for unplanned expenses but big-ticket item purchases and longer-term credit needs. This product offers competitive pricing on a Credit Union prime plus basis with the actual interest rate based on a member’s financial standing.

Home Equity Line of Credit

The home equity line of credit is a revolving line of credit secured by the equity in your home. Up to 75% of your home’s available equity can be accessed anytime, anywhere. This product offers a higher credit limit at a lower rate and is available from $50,000 and up. Initial setup of this product is subject to applicable legal and appraisal fees.

Student Line of Credit

Student Line of Credit can assist with the cost of attending a post-secondary educational institution, including community college, university, or technical school. Our Credit Union offers Student Line of Credit at very competitive interest rates: PRIME +1%. Granting of this line of credit requires the submission of an application with all the pertinent enclosures. A co-signer may be required.


Key Features


Percent Sign Icon

A great rate

​You can benefit from low interest-only minimum payments every month, based on the current prime rate.
Two People Icon

There if you need it

You can repay it partially, completetly, and withdraw from it at any time without the need to re-apply, provide documents, or pay fees.
Smart Phone Icon

Simple online convenience

​Withdraw funds, make payments and completely pay off your balance at any time.

Frequently Asked Questions

Don't think this Account is for you? Take a look at our other options.

House With Dollar Sign Icon

Mortgages

Hand and House Icon

Home Equity Line of Credit

Document With Dollar Sign Icon

Personal Loan