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Personal Loan

Personal loans can be taken for a number of purposes eg. debt consolidation, purchase of furniture, computer equipment, payment of taxes or bills, vacations, family needs, down payment on a house, to pay off a mortgage or for investment in an RRSP. Granting of a loan requires the submission of a loan application with all the pertinent enclosures and a credit check of the applicant.



Key Features


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Great rate

You’ll receive one of the best rates in the market. View our current rates.

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Flexible repayment

You can repay your personal loan anytime you want.

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No hidden fees

Pay off your Loan instead of just paying off the interest. There are no early repayment penalties.

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Quick approval

Get a response within 24 hours of your application.


Loan Calculator


Frequently Asked Questions


A personal loan is an unsecured installment loan.  Unsecured simply means the loan is not backed by collateral such as a home, boat or car. 

Loan payments vary based on loan amount, loan term, payment schedule and interest rate.

Personal loans can be used for any purpose that requires funds up front, and are most commonly used to consolidate debt.

The main reason lenders ask for documentation is to help verify your identity and income. When documentation is needed, typically you’ll be asked to provide:

  • Driver’s license or another form of identification
  • Pay stubs and/or bank statements

Don't think this Account is for you? Take a look at our other options.

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Home Equity Line of Credit

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Line of Credit