Interest Rates.png

Rates

Check out our featured rates*

* Rates are subject to change. Conditions apply.

4.50%

1 Year Special Term Deposit

3.95%

3 Year Term Deposit

4.25%

5 Year Term Deposit

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MORTGAGES

LOANS

LINE OF CREDIT

TERM DEPOSITS

SAVINGS

Closed Residential First Mortgages
6 Months Open	8.30%
1 Year Closed	6.50%
2 Year Closed	6.45%
3 Year Closed	6.60%
4 Year Closed	6.20%
5 Year Closed	5.75%

Closed Residential Second Mortgages
6 Months Open	8.75%
1 Year Closed	8.00%
2 Year Closed	7.95%
3 Year Closed	8.10%
4 Year Closed	7.70%
5 Year Closed	7.25%

Other Mortgages
1 Year Residential First - Open	8.45%
5 Year Variable - Open	8.70%

Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Personal Loans (Variable Rate)
Variable Rate - 1 to 5 years	From 7.70%
Secured By CU Funds	From 7.70%
New Car Loans - 1 to 5 Years	From 7.70%
Pre-Owned Car Loans - 1 to 4 Years	From 7.70%

Personal Loans (Fixed Rate)
New Car Loans - 1 to 5 Years	From 7.70%
Pre-Owned Car Loans - 1 to 4 Years	From 7.70%
Debt Consolidation - 1 to 5 years	From 7.70%
Fixed Rate - 1 to 5 years	From 7.70%
RRSP Loan - 12 or 18 months	From 6.45%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Line of Credit
Overdraft Line of Credit	17.95%
Personal Line of Credit	From 9.20%
HELOC / Secured Line of Credit	Prime Plus 1.50%
Student LOC	Prime Plus 1.50%
Overdraft Interest	21.00%

Commercial Line of Credit
Call 1.855.POLCU.CA for Rates

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

GIC
1 Year	3.75%
2 Years	3.85%
3 Years	3.95%
4 Years	4.05%
5 Years	4.25%
1 Year Special	4.50%

Fixed Rate Registered Savings Accounts - RESP
1 Year	3.75%
2 Years	3.85%
3 Years	3.95%
4 Years	4.05%
5 Years	4.25%

Fixed Rate Registered Savings Accounts - RRIF
1 Year	3.75%
2 Years	3.85%
3 Years	3.95%
4 Years	4.05%
5 Years	4.25%
1 Year Special	4.50%

Fixed Rate Registered Savings Accounts - RRSP
1 Year	3.75%
2 Years	3.85%
3 Years	3.95%
4 Years	4.05%
5 Years	4.25%
1 Year Special	4.50%

Fixed Rate Registered Savings Accounts - TFSA
1 Year	3.75%
2 Years	3.85%
3 Years	3.95%
4 Years	4.05%
5 Years	4.25%
1 Year Special	4.50%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Prime Rate
Credit Union Prime	6.70%

Savings
Daily Interest	0.05%
Silver	0.05%
US Daily	0.05%
Insured Savings	0.05%
Premium Savings	0.05%

Child-Youth-Student
C-Y-S	0.05%

T-Bills
$ 0.00 - 4,999.99	0.05%
$ 5,000.00 - 9,999.99	0.05%
$ 10,000.00 - 24,999.99	0.10%
$ 25,000.00 - 49,999.99	0.15%
$ 50,000.00 - 99,999.99	0.20%
$ 100,000.00 +	0.20%

Current Account
$ 0.00 - 4,999.99	0.00%
$ 5,000.00 - 9,999.99	0.05%
$ 10,000.00 - 24,999.99	0.05%
$ 25,000.00 - 49,999.99	0.05%
$ 50,000.00 - 99,999.99	0.05%
$ 100,000.00 +	0.10%

Certificates (CAD %)
30 days	0.05%
60 days	0.10%
90 days	0.20%
120 days	0.25%
180 days	0.30%
270 days	0.35%
1 year	0.40%
2 years	0.50%
3 years	0.60%
4 years	0.70%
5 years	0.80%

Certificates (US %)
30 days	0.10%
60 days	0.10%
90 days	0.15%
120 days	0.20%
180 days	0.20%
270 days	0.40%
1 year	0.50%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

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