Skip to main content
 
 
  • Rates
 
Interest Rates

Rates

 

Check out our featured rates*

* Rates are subject to change. Conditions apply.

4.95%

4 Year Closed Mortgage

​​4.55%

5 Year Closed Mortgage

4.29%

5 Year Closed High Ratio Mortgage - Special

Horizontal Line.png
 

​​

Closed Residential First Mortgages
6 Months Open 9.40%
1 Year Closed 6.55%
2 Year Closed 5.65%
3 Year Closed 5.25%
4 Year Closed 4.95%
5 Year Closed 4.55%
5 Year Closed High Ratio Mortgage - Special 4.29%


Closed Residential Second Mortgages
6 Months Open 9.85%
1 Year Closed 8.05%
2 Year Closed 7.15%
3 Year Closed 6.75%
4 Year Closed 6.45%
5 Year Closed 6.05%


Other Mortgages
1 Year Residential First - Open 8.70%
5 Year Variable - Open 7.95%


Closed Mortgages - Commercial
Call 1.855.765.2822 for Rates



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Personal Loans (Variable Rate)
Variable Rate - 1 to 5 years From 6.95%
Secured By CU Funds From 6.95%
New Car Loans - 1 to 5 Years From 6.95%
Pre-Owned Car Loans - 1 to 4 Years From 6.95%


Personal Loans (Fixed Rate)
New Car Loans - 1 to 5 Years From 6.95%
Pre-Owned Car Loans - 1 to 4 Years From 6.95%
Debt Consolidation - 1 to 5 years From 6.95%
Fixed Rate - 1 to 5 years From 6.95%



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Line of Credit
Overdraft Line of Credit 17.20%
Personal Line of Credit From 8.45%
HELOC / Secured Line of Credit Prime Plus 1.50%
Student LOC Prime Plus 1.50%
Overdraft Interest 21.00%



Commercial Line of Credit
Call 1.855.765.2822 for Rates


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


GIC
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%


Fixed Rate Registered Savings Accounts - RESP
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%


Fixed Rate Registered Savings Accounts - RRIF
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%


Fixed Rate Registered Savings Accounts - RRSP
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%


Fixed Rate Registered Savings Accounts - TFSA
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

​​

Prime Rate
Credit Union Prime 5.95%


Savings
Daily Interest 0.05%
Silver 0.05%
US Daily 0.05%
Insured Savings 0.05%
Premium Savings 0.05%


Child-Youth-Student
C-Y-S 0.05%


T-Bills
$ 0.00 - 4,999.99 0.05%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.10%
$ 25,000.00 - 49,999.99 0.15%
$ 50,000.00 - 99,999.99 0.20%
$ 100,000.00 + 0.20%


Current Account
$ 0.00 - 4,999.99 0.00%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.05%
$ 25,000.00 - 49,999.99 0.05%
$ 50,000.00 - 99,999.99 0.05%
$ 100,000.00 + 0.10%


Certificates (CAD %)
30 days 0.05%
60 days 0.10%
90 days 0.20%
120 days 0.25%
180 days 0.30%
270 days 0.35%
1 year 0.40%
2 years 0.50%
3 years 0.60%
4 years 0.70%
5 years 0.80%


Certificates (US %)
30 days 0.10%
60 days 0.10%
90 days 0.15%
120 days 0.20%
180 days 0.20%
270 days 0.40%
1 year 0.50%



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.