Interest Rates.png

Rates

Check out our featured rates*

* Rates are subject to change. Conditions apply.

6.70%

3 Year Closed Mortgage

6.55%

4 Year Closed Mortgage

5.80%

5 Year Closed High Ratio Mortgage - Special

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MORTGAGES

LOANS

LINE OF CREDIT

TERM DEPOSITS

SAVINGS

Closed Residential First Mortgages
6 Months Open	9.40%
1 Year Closed	7.60%
2 Year Closed	7.20%
3 Year Closed	6.70%
4 Year Closed	6.55%
5 Year Closed	6.20%
5 Year Closed High Ratio - Special	5.80%

Closed Residential Second Mortgages
6 Months Open	9.85%
1 Year Closed	9.10%
2 Year Closed	8.70%
3 Year Closed	8.20%
4 Year Closed	8.05%
5 Year Closed	7.70%

Other Mortgages
1 Year Residential First - Open	8.70%
5 Year Variable - Open	8.95%

Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Personal Loans (Variable Rate)
Variable Rate - 1 to 5 years	From 7.95%
Secured By CU Funds	From 7.95%
New Car Loans - 1 to 5 Years	From 7.95%
Pre-Owned Car Loans - 1 to 4 Years	From 7.95%

Personal Loans (Fixed Rate)
New Car Loans - 1 to 5 Years	From 7.95%
Pre-Owned Car Loans - 1 to 4 Years	From 7.95%
Debt Consolidation - 1 to 5 years	From 7.95%
Fixed Rate - 1 to 5 years	From 7.95%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Line of Credit
Overdraft Line of Credit	18.20%
Personal Line of Credit	From 9.45%
HELOC / Secured Line of Credit	Prime Plus 1.50%
Student LOC	Prime Plus 1.50%
Overdraft Interest	21.00%

Commercial Line of Credit
Call 1.855.POLCU.CA for Rates

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

GIC
1 Year	2.75%
2 Years	2.75%
3 Years	2.80%
4 Years	2.80%
5 Years	2.85%

Fixed Rate Registered Savings Accounts - RESP
1 Year	2.75%
2 Years	2.75%
3 Years	2.80%
4 Years	2.80%
5 Years	2.85%

Fixed Rate Registered Savings Accounts - RRIF
1 Year	2.75%
2 Years	2.75%
3 Years	2.80%
4 Years	2.80%
5 Years	2.85%

Fixed Rate Registered Savings Accounts - RRSP
1 Year	2.75%
2 Years	2.75%
3 Years	2.80%
4 Years	2.80%
5 Years	2.85%

Fixed Rate Registered Savings Accounts - TFSA
1 Year	2.75%
2 Years	2.75%
3 Years	2.80%
4 Years	2.80%
5 Years	2.85%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

Prime Rate
Credit Union Prime	6.95%

Savings
Daily Interest	0.05%
Silver	0.05%
US Daily	0.05%
Insured Savings	0.05%
Premium Savings	0.05%

Child-Youth-Student
C-Y-S	0.05%

T-Bills
$ 0.00 - 4,999.99	0.05%
$ 5,000.00 - 9,999.99	0.05%
$ 10,000.00 - 24,999.99	0.10%
$ 25,000.00 - 49,999.99	0.15%
$ 50,000.00 - 99,999.99	0.20%
$ 100,000.00 +	0.20%

Current Account
$ 0.00 - 4,999.99	0.00%
$ 5,000.00 - 9,999.99	0.05%
$ 10,000.00 - 24,999.99	0.05%
$ 25,000.00 - 49,999.99	0.05%
$ 50,000.00 - 99,999.99	0.05%
$ 100,000.00 +	0.10%

Certificates (CAD %)
30 days	0.05%
60 days	0.10%
90 days	0.20%
120 days	0.25%
180 days	0.30%
270 days	0.35%
1 year	0.40%
2 years	0.50%
3 years	0.60%
4 years	0.70%
5 years	0.80%

Certificates (US %)
30 days	0.10%
60 days	0.10%
90 days	0.15%
120 days	0.20%
180 days	0.20%
270 days	0.40%
1 year	0.50%

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

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