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Rates

 

Check out our featured rates*

* Rates are subject to change. Conditions apply.

​3.00%

1 Year Term Deposit

​​4.00%

18 Months Special Term Deposit

3.50%

​5 Year Term Deposit

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Closed Residential First Mortgages
6 Months Open 6.55%
1 Year Closed 4.45%
2 Year Closed 4.90%
3 Year Closed 5.05%
4 Year Closed 5.20%
5 Year Closed 5.45%


Closed Residential Second Mortgages
6 Months Open 7.00%
1 Year Closed 5.95%
2 Year Closed 6.40%
3 Year Closed 6.55%
4 Year Closed 6.70%
5 Year Closed 6.95%


Other Mortgages
1 Year Residential First - Open 7.45%
5 Year Variable - Open 7.20%


Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Personal Loans (Variable Rate)
Variable Rate - 1 to 5 years From 6.20%
Secured By CU Funds From 6.20%
New Car Loans - 1 to 5 Years From 6.20%
Pre-Owned Car Loans - 1 to 4 Years From 6.20%


Personal Loans (Fixed Rate)
New Car Loans - 1 to 5 Years From 6.20%
Pre-Owned Car Loans - 1 to 4 Years From 6.20%
Debt Consolidation - 1 to 5 years From 6.20%
Fixed Rate - 1 to 5 years From 6.20%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Line of Credit
Overdraft Line of Credit 16.45%
Personal Line of Credit From 7.70%
HELOC / Secured Line of Credit Prime Plus 1.50%
Student LOC Prime Plus 1.50%
Overdraft Interest 21.00%



Commercial Line of Credit
Call 1.855.POLCU.CA for Rates


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


GIC  
1 Year 3.00%
2 Years 3.10%
3 Years 3.20%
4 Years 3.30%
5 Years 3.50%
18 Months - New Money Only 4.00%

 

Fixed Rate Registered Savings Accounts - RESP  
1 Year 3.00%
2 Years 3.10%
3 Years 3.20%
4 Years 3.30%
5 Years 3.50%

 

Fixed Rate Registered Savings Accounts - RRIF  
1 Year 3.00%
2 Years 3.10%
3 Years 3.20%
4 Years 3.30%
5 Years 3.50%
18 Months - New Money Only 4.00%

 

Fixed Rate Registered Savings Accounts - RRSP  
1 Year 3.00%
2 Years 3.10%
3 Years 3.20%
4 Years 3.30%
5 Years 3.50%
18 Months - New Money Only 4.00%

 

Fixed Rate Registered Savings Accounts - TFSA  
1 Year 3.00%
2 Years 3.10%
3 Years 3.20%
4 Years 3.30%
5 Years 3.50%
18 Months - New Money Only 4.00%

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

​​

Prime Rate  
Credit Union Prime 5.20%

 

Savings  
Daily Interest 0.05%
Silver 0.05%
US Daily 0.05%
Insured Savings 0.05%
Premium Savings 0.05%

 

Child-Youth-Student  
C-Y-S 0.05%

 

T-Bills  
$ 0.00 - 4,999.99 0.05%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.10%
$ 25,000.00 - 49,999.99 0.15%
$ 50,000.00 - 99,999.99 0.20%
$ 100,000.00 + 0.20%

 

Current Account  
$ 0.00 - 4,999.99 0.00%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.05%
$ 25,000.00 - 49,999.99 0.05%
$ 50,000.00 - 99,999.99 0.05%
$ 100,000.00 + 0.10%

 

Certificates (CAD %)  
30 days 0.05%
60 days 0.10%
90 days 0.20%
120 days 0.25%
180 days 0.30%
270 days 0.35%
1 year 0.40%
2 years 0.50%
3 years 0.60%
4 years 0.70%
5 years 0.80%

 

Certificates (US %)  
30 days 0.10%
60 days 0.10%
90 days 0.15%
120 days 0.20%
180 days 0.20%
270 days 0.40%
1 year 0.50%

 

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.