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Rates

 

Check out our featured rates*

* Rates are subject to change. Conditions apply.

5.75%

2 Year Closed Mortgage

​​5.35%

3 Year Closed Mortgage

4.85%

​5 Year Closed Mortgage

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Closed Residential First Mortgages
6 Months Open 8.30%
1 Year Closed 6.15%
2 Year Closed 5.75%
3 Year Closed 5.35%
4 Year Closed 5.20%
5 Year Closed 4.85%


Closed Residential Second Mortgages
6 Months Open 8.75%
1 Year Closed 7.65%
2 Year Closed 7.25%
3 Year Closed 6.85%
4 Year Closed 6.70%
5 Year Closed 6.35%


Other Mortgages
1 Year Residential First - Open 8.45%
5 Year Variable - Open 8.70%


Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Personal Loans (Variable Rate)
Variable Rate - 1 to 5 years From 7.70%
Secured By CU Funds From 7.70%
New Car Loans - 1 to 5 Years From 7.70%
Pre-Owned Car Loans - 1 to 4 Years From 7.70%


Personal Loans (Fixed Rate)
New Car Loans - 1 to 5 Years From 7.70%
Pre-Owned Car Loans - 1 to 4 Years From 7.70%
Debt Consolidation - 1 to 5 years From 7.70%
Fixed Rate - 1 to 5 years From 7.70%
RRSP Loan - 12 or 18 months From 6.45%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Line of Credit
Overdraft Line of Credit 17.95%
Personal Line of Credit From 9.20%
HELOC / Secured Line of Credit Prime Plus 1.50%
Student LOC Prime Plus 1.50%
Overdraft Interest 21.00%



Commercial Line of Credit
Call 1.855.POLCU.CA for Rates


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


GIC
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RESP
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RRIF
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RRSP
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - TFSA
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

​​

Prime Rate
Credit Union Prime 6.70%


Savings
Daily Interest 0.05%
Silver 0.05%
US Daily 0.05%
Insured Savings 0.05%
Premium Savings 0.05%


Child-Youth-Student
C-Y-S 0.05%


T-Bills
$ 0.00 - 4,999.99 0.05%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.10%
$ 25,000.00 - 49,999.99 0.15%
$ 50,000.00 - 99,999.99 0.20%
$ 100,000.00 + 0.20%


Current Account
$ 0.00 - 4,999.99 0.00%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.05%
$ 25,000.00 - 49,999.99 0.05%
$ 50,000.00 - 99,999.99 0.05%
$ 100,000.00 + 0.10%


Certificates (CAD %)
30 days 0.05%
60 days 0.10%
90 days 0.20%
120 days 0.25%
180 days 0.30%
270 days 0.35%
1 year 0.40%
2 years 0.50%
3 years 0.60%
4 years 0.70%
5 years 0.80%


Certificates (US %)
30 days 0.10%
60 days 0.10%
90 days 0.15%
120 days 0.20%
180 days 0.20%
270 days 0.40%
1 year 0.50%



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.