• Rates

Rates

Check out our featured rates*

* Rates are subject to change. Conditions apply.

​2.15%

1 Year Fixed Closed Mortgage

​​2.25%

3 Year Fixed Closed Mortgage

​​2.35%

​5 Year Fixed Closed Mortgage

​​

Closed Residential First Mortgages
6 Months Open6.30%
1 Year Closed2.15%
2 Year Closed2.20%
3 Year Closed2.25%
4 Year Closed2.30%
5 Year Closed2.35%


Closed Residential Second Mortgages
6 Months Open6.75%
1 Year Closed3.95%
2 Year Closed3.90%
3 Year Closed3.85%
4 Year Closed3.80%
5 Year Closed3.75%


Other Mortgages
1 Year Residential First - Open7.45%
5 Year Variable - Open6.05%


Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Personal Loans (Variable Rate)

Variable Rate - 1 to 5 years
From 4.30%
Secured By CU Funds
From 4.30%
New Car Loans - 1 to 5 Years
From 4.30%
Pre-Owned Car Loans - 1 to 4 Years
From 4.30%


Personal Loans (Fixed Rate)

New Car Loans - 1 to 5 Years
From 4.00%
Pre-Owned Car Loans - 1 to 4 Years
From 4.50%
Debt Consolidation - 1 to 5 years
From 4.50%
Fixed Rate - 1 to 5 years
From 4.50%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


Line of Credit

Overdraft Line of Credit
15.30%
Personal Line of Credit
From 6.55%
HELOC / Secured Line of Credit
Prime Plus 1.50%
Student LOC
Prime Plus 1.50%
Overdraft Interest
21.00%



Commercial Line of Credit
Call 1.855.POLCU.CA for Rates


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.


GIC
1 Year0.80%
2 Years0.90%
3 Years1.00%
4 Years1.10%
5 Years1.20%


Fixed Rate Registered Savings Accounts - RESP
1 Year0.80%
2 Years0.90%
3 Years1.00%
4 Years1.10%
5 Years1.20%


Fixed Rate Registered Savings Accounts - RRIF
1 Year0.80%
2 Years0.90%
3 Years1.00%
4 Years1.10%
5 Years1.20%


Fixed Rate Registered Savings Accounts - RRSP
1 Year0.80%
2 Years0.90%
3 Years1.00%
4 Years1.10%
5 Years1.20%


Fixed Rate Registered Savings Accounts - TFSA
1 Year0.80%
2 Years0.90%
3 Years1.00%
4 Years1.10%
5 Years1.20%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

​​

Prime Rate
Credit Union Prime4.05%


Savings
Daily Interest0.05%
Silver0.05%
US Daily0.05%
Insured Savings0.05%
Premium Savings0.25%


Child-Youth-Student
C-Y-S0.25%


T-Bills
$ 0.00 - 4,999.990.05%
$ 5,000.00 - 9,999.990.05%
$ 10,000.00 - 24,999.990.10%
$ 25,000.00 - 49,999.990.25%
$ 50,000.00 - 99,999.990.30%
$ 100,000.00 +0.30%


Current Account
$ 0.00 - 4,999.990.00%
$ 5,000.00 - 9,999.990.05%
$ 10,000.00 - 24,999.990.05%
$ 25,000.00 - 49,999.990.05%
$ 50,000.00 - 99,999.990.05%
$ 100,000.00 +0.10%


Certificates (CAD %)
30 days0.05%
60 days0.10%
90 days0.20%
120 days0.25%
180 days0.30%
270 days0.35%
1 year0.40%
2 years0.50%
3 years0.60%
4 years0.70%
5 years0.80%


Certificates (US %)
30 days0.10%
60 days0.10%
90 days0.15%
120 days0.20%
180 days0.20%
270 days0.40%
1 year0.50%



* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.