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Rates

 

Check out our featured rates*

* Rates are subject to change. Conditions apply.

5.35%

5 Year Closed Mortgage - Special

​​5.15%

5 Year Closed High Ratio Mortgage - Special

5.65%

4 Year Closed Mortgage

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Closed Residential First Mortgages  
6 Months Open 9.40%
1 Year Closed 7.60%
2 Year Closed 7.20%
3 Year Closed 5.80%
4 Year Closed 5.65%
5 Year Closed 5.50%
5 Year Closed Conventional - Special 5.35%
5 Year Closed High Ratio - Special 5.15%

 

Closed Residential Second Mortgages  
6 Months Open 9.85%
1 Year Closed 9.10%
2 Year Closed 8.70%
3 Year Closed 7.30%
4 Year Closed 7.15%
5 Year Closed 7.00%

 

Other Mortgages  
1 Year Residential First - Open 8.70%
5 Year Variable - Open 8.95%

 

Closed Mortgages - Commercial
Call 1.855.POLCU.CA for Rates

 

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

 

Personal Loans (Variable Rate)  
Variable Rate - 1 to 5 years From 7.95%
Secured By CU Funds From 7.95%
New Car Loans - 1 to 5 Years From 7.95%
Pre-Owned Car Loans - 1 to 4 Years From 7.95%

 

Personal Loans (Fixed Rate)  
New Car Loans - 1 to 5 Years From 7.95%
Pre-Owned Car Loans - 1 to 4 Years From 7.95%
Debt Consolidation - 1 to 5 years From 7.95%
Fixed Rate - 1 to 5 years From 7.95%
   
RRSP Loan - Special 5.95%

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

 

Line of Credit  
Overdraft Line of Credit 18.20%
Personal Line of Credit From 9.45%
HELOC / Secured Line of Credit Prime Plus 1.50%
Student LOC Prime Plus 1.50%
Overdraft Interest 21.00%

 


Commercial Line of Credit
Call 1.855.POLCU.CA for Rates

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

 

GIC
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RESP
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RRIF
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - RRSP
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


Fixed Rate Registered Savings Accounts - TFSA
1 Year 2.75%
2 Years 2.75%
3 Years 2.80%
4 Years 2.80%
5 Years 2.85%


* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.

​​

Prime Rate  
Credit Union Prime 6.95%

 

Savings  
Daily Interest 0.05%
Silver 0.05%
US Daily 0.05%
Insured Savings 0.05%
Premium Savings 0.05%

 

Child-Youth-Student  
C-Y-S 0.05%

 

T-Bills  
$ 0.00 - 4,999.99 0.05%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.10%
$ 25,000.00 - 49,999.99 0.15%
$ 50,000.00 - 99,999.99 0.20%
$ 100,000.00 + 0.20%

 

Current Account  
$ 0.00 - 4,999.99 0.00%
$ 5,000.00 - 9,999.99 0.05%
$ 10,000.00 - 24,999.99 0.05%
$ 25,000.00 - 49,999.99 0.05%
$ 50,000.00 - 99,999.99 0.05%
$ 100,000.00 + 0.10%

 

Certificates (CAD %)  
30 days 0.05%
60 days 0.10%
90 days 0.20%
120 days 0.25%
180 days 0.30%
270 days 0.35%
1 year 0.40%
2 years 0.50%
3 years 0.60%
4 years 0.70%
5 years 0.80%

 

Certificates (US %)  
30 days 0.10%
60 days 0.10%
90 days 0.15%
120 days 0.20%
180 days 0.20%
270 days 0.40%
1 year 0.50%

 

 

* Interest rates subject to change at any time. Terms and conditions apply. Please contact your branch for more details.