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    Savings Accounts


    C-Y-S Account

    A premium savings account for child, youth and student members up to 25 years of age. The account offers an expanding array of features and benefits through each age segment inclusive of savings, chequing, electronic services, and a specially priced and featured Line of Credit product for Students. A premium rate of interest is paid up to a specified dollar amount. In the child and youth segments the parent or guardian determine the extent of features and benefits applied to the specific account.

    Daily interest account

    This account is convenient for members who make multiple deposits and withdrawals during the month. Interest is calculated on the minimum daily balance and paid monthly (members over 65 years of age receive an additional bonus interest). A minimum monthly balance of $1,000 kept on the account will eliminate withdrawal charges. This account is also available in US currency.

    "Silver" savings account

    This account is designed for members who wish to save regularly, eg. a certain amount of money each month. A three-day grace period is in place so that deposits that are made within the first three days of each will earn interest for the whole month. Interest is paid on a monthly basis and members over 65 receive an additional bonus interest. No minimum deposit is required.

    T-Bill accounts

    These are special accounts that pay higher interest on higher amounts. The interest depends upon the amount of money deposited within $5,000, $10,000, $25,000, $50,000 and higher brackets.



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