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DEPOSIT ANYWHERE

 

Depositing cheques is a snap.

With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, day or night.

So whether you're at a café with friends, at work, or staying up late to get your banking done—any time is the right time to deposit cheques.

 

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Here’s how it works:

  1. Open the app on your smartphone
  2. Select your account and enter the amount
  3. Snap a photo of the front and back of your cheque
  4. Confirm the details and tap “submit”. That’s it.

It's so easy. Watch this video on how to Deposit Anywhere.

 

Free, Fast & Secure.

Deposit Anywhere is a free service and just as secure as depositing your cheque at a branch. Plus, it’s fast. Most people complete their deposit in less than a minute and can do it from anywhere and at any time.

Download the app today:

   

Woman Depositing a Cheque with a Smart Phone.jpg
 

Frequently Asked Questions

Deposit Anywhere is a new feature on our banking app that allows you to deposit cheques by taking a photo of them and submitting them to our financial institution, anywhere, day or night.

Deposit Anywhere is available in the Polish Credit Union Mobile Banking App. Download the iPhone or Android app.

Depositing a cheque with Deposit Anywhere is easy. Open up our mobile banking app, tap the “deposit” button, select the account you’d like the funds deposited to, enter the amount, take a photo of the front and back of the cheque, confirm the details and tap “submit”. The funds will then be deposited securely into your account.

No. There are no fees to use this service.

You can deposit cheques payable in Canadian Dollars and drawn at any Canadian financial institution. They must be payable to, and endorsed by, the account holder.

In the rare circumstance that there is an issue with the deposit after you receive confirmation during the deposit, you will be contacted by us.

No. Once you have submitted the cheques using Deposit Anywhere™, you do not need to send the cheques to the branch.

The cheques should be destroyed after 90 days.

Sometimes mistakes happen. But not to worry, we will double check all the information to ensure the right amount is deposited quickly and securely into your account. If you do have any questions about the cheques you submit, you can call us anytime at 1.855.POLCU.CA and we’ll be happy to assist you.

Your deposit will usually show up in your account instantly. When you make any cheque deposit, including at an ATM, in branch, or through Deposit Anywhere™, we'll put a "hold" on these funds until the cheque has been fully processed. A "hold" of 14 days applies to cheques deposited using Deposit Anywhere™.

Yes. As a feature of our mobile banking app, Deposit Anywhere™ meets the same high standards as our mobile and online banking services.

There is no deposit dollar limit. Only one cheque can be deposited at a time, and there are no daily limits on the number of Deposit Anywhere™ transactions.

Central 1's Mobile Remote Data Capture solution performs over 30 image quality assurance tests on each picture submitted to ensure that the image is accurate and that each field can be read. If the image does not meet all the criteria, the deposit transaction fails and you will be asked to take a new picture.

You can endorse the back of the cheque, but signing into the mobile banking app effectively serves as your digital endorsement.

Cheques deposited are ineligible for re-deposit. You will need to request another cheque from the payor.